Pragya Sharma | sripragya
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Life After Retirement - LifeGoesOn
  • Our Services

    This web site LifeGoesON, is  a portal to impart information to senior citizens, retired and about to retire government employees and armed forces personnel. Every effort is being made for making this Website very useful for Sr.Citizens.

    The  information is generally categorised into following headings: 

    • How to get prepared for retirement
    • How to enjoy retired life 
    • How to pursue hobbies 
    • How to develop new skills 
    • How to remain Healthy and wealthy 
    • How to serve your society 
    • Information regarding Pension rule updates, Benefits provided for Sr citizens fromCentral, State and private organisations etc.  
    • The site also gives links to organisations that provide health care, job opportunities and travel facilities.


  • Defence-General-KSB Welfare Schemes


    This gives information on various welfare schemes implemented for Defence personnel:


    1. Penuary Grant

    2. Education Grant

    3. Officer Cadet grant

    4. Disabled Children Grant

    5. House repair grand

    6. Daughter marriage grant

    7. Widows re-marriage grant

    8. Medical treatment grant

    9. Orphan grant

    10. Vocational training grant

    11. Serious diseases (listed) treatment grant

    12. Mobility Equipment grant

    13 Subsidy Home loan grant

    14 Prime Ministers Scholership

    15 Reservation of seats in Engineering and Medical colleges

    It also gives contact numbers of the Officials.

    Pl  click here for detailed information

  • Defence-General-KSB Welfare Schemes Details

    This gives information on various welfare grants implemented for Defence personnel: Penuary , Education, Officer Cadet, Disabled Children,

    House repair, Daughter marriage, Widows re-marriage, Medical treatment  Orphan, Vocational training, Serious diseases (listed) treatment,  Mobility Equipment,Subsidy Home loan, Prime Ministers Scholership, eservation of seats in Engineering and Medical colleges.


    For details Click  here

  • Preparing for Retirement

    Preparing for Retirement


    1.    Please check if your PPO contains an endorsement giving the name and age of the spouse and details of ordinary family pension.

      The PPO may contain endorsement of the name of the spouse as family pensioner but the age of spouse may not be recorded either in the PPO or in any other document in your pension folder maintained by your Pension Disbursing Agency (PDA).

    2.       Bank Account

    3.       Open a joint account in the name of yourself and your spouse.  

    4.       Make sure that the nominations/ conversions into joint account.

    5.       Check your Nominations for :- - Bank Accounts - Fixed Deposits, NSC - Bank Lockers -  

              Demat Accounts - Insurance (Life, Bike or Car or Property) - Investments - PF &

              Pension Forms Passwords

    6.    We have passwords for practically everything. Email accounts, Bank accounts; even for the laptop you use

    7.       Every year, for tax purposes, we do investments. Do we maintain a excel sheet about


    8.       When you take a loan say for your house or car, check out on all the what ifs.... .what if I am not there tomorrow? what if I lose my job? Will the EMI still be within my range? If not, get an insurance on the loan. The people left behind will not have to worry on something as basic as their own house.


    10.   Will.  It is always advisable to execute a will. No particular form is prescribed by law.

    11.   Place the following in separate envelopes with the details of the contents written on the envelopes and place the envelopes in the master folder. 

    12.   Make out the letter of intimation in required number of copies, including some spare copies, to be completed by filling in the blanks, signed and sent by the spouse when the time comes.

    13.   Decide on the timing and venue of funeral.

  • Defence-Pension Handbook 2018Apr


    This is published by Integrated Headquarters MOD (Navy), Directorate of Pay and Allowances.

    This will act as a guide to know your entitlements and as a ready recknor for Pensionary matters, This is the 3rd edition published in Apr 2018

    Click here to see the document

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