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Do you know about 1 Hour loans by Phone in India?

Apr 8th 2020 at 3:07 AM

Are you in an emergency situation? Are you looking for money to get out of this situation? You do not have any savings, and you have to ask around your friends, but nobody can help you right now. So what you can do get money quickly.

Well, one of the best ways is to get your money by applying for 1 hour loans by phone in India. You can take the credit, use it to get out of the situation and payback with a minimal rate of interest. So, here is one app which can help you.

It is Indiabulls personal loan app. We will tell you everything about it. From the rate of interest, loan amount, eligibility criteria, required documents, and how to apply? Now, let’s get started. Please keep reading.

Indiabulls Personal loan

First, you should know the basic details about Indiabulls personal loan. Features such as loan amount, rate of interest and other things.

  • Indiabulls personal loan offers a loan amount from Rs 1,000 to Rs 15 Lakh.

  • The rate of interest starts from 13.99% p.a onwards.

  • There is no need for collateral.

  • The processing is a minimum of 3% of the loan amount, excluding Taxes.

  • The bounce charge is Rs 400 per bounce.

  • The loan cancellation charge is Rs 3000.

  • The loan rebooking charge is Rs 1500.

  • There would be no prepayment charges if you took loan under Rs 20,000.

These are the basic details you need to know. Now, let’s check out the eligibility criteria.

Eligibility Criteria for Indiabulls personal loan

Every lender who offer instant personal loan set up eligibility criteria. If you qualify the criteria, you can apply for the loan. Here are the eligibility criteria for Indiabulls personal loan.

  • The applicant should be an employee of Private Company, central or state government.

  • The applicant age should be between 21 Years and 60 Years.

  • The Applicant minimum income should be at least Rs 25000 per month.

  • The applicant minimum work experience should be at least 2 Years, along with spending at least 1 year in the current organization.

Types of Personal loan offered by Indiabulls Personal loan

If you need persona loan for a specific reason, here are types of loans offered by Indiabulls Personal loan.

  • Weeding personal loan

  • Travel Loan

  • Medical Personal loan

  • Used Car Personal loan

  • Two-wheeler loan

  • Education loan

  • New Car Loan

  • Top up loan

Documents required to apply

When you apply, you will need to submit documents. Here is the list.

  • Aadhar Card

  • Pan Card

  • Bank statement and salary slips

  • Address proof

How to apply?

This is the process to follow when you want to apply.

  • First, go to the google play store, download the Dhani app.

  • Create an account.

  • Choose the loan type.

  • Enter your basic details, then the app will verify it. Once it checked, you will receive the loan amount directly into your bank account.

Read More: What is the minimum income required to get a personal loan from ICICI Bank?

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