followers 4 popularity
8
following 0

followers  view all

Groups
angeliadarren is not in any groups

Interests

Business
Angelia Darren | angeliadarren

How to get a personal loan at low APR

Jan 8th 2015 at 8:51 PM

How to get a personal loan at low APR?

There are a number of reasons why people are seeking for personal loans. These could be for purchasing a vehicle, pursuing education, buying a home, making an investment in property, repayment of mortgage, repayment of loans and against the expenses that a normal householder may be unable to pay. Some people also apply for a personal loan to get rid of all the debt. Getting a personal loan from loan company in Singapore with the lowest APR also helps in saving a good amount of money. Some of the best ways to get a personal loan at the lowest APR rates are listed below:

Maintain a good credit score

Having a good credit score helps you in numerous ways, when going to apply for a loan. A person having a good credit score can get the loan easier than the individual having poor credit score. Most of the banks and financial institutions review the credit report to evaluate that whether the individual is capable to make repayment or not. The APR rate for a good credit holder is automatically low. A personal having good credit score can also make negotiation for reducing the interest rates.

personal loan singapore

Securing your loan

The APR rate is comparatively low when you utilize your personal asset for securing your personal loan. The usual personal asset that people use for getting a loan is home and vehicle. The secured loan gives lenders an assurance that if you are unable to pay the loan within the estimated time, they have the right to dispose your asset in a manner that suits him.

Detailed research about several available options

There are hundreds of moneylenders that offer varieties of personal loan programs. You need to do detailed research, explore the possibilities of micro lending and peer-to-peer lending to get the maximum benefit at low interest rates. Apart from that, you need to know all the terms and conditions mentioned in the program in order to get the best program for your specific monetary need.

When going to apply for personal loan Singapore, you have two options to choose from. You can either approach an online moneylender or visit an authorized bank or financial institution. The first option can be surely beneficial in several ways. One of the best benefits is that you will get the loan instantly, even when you have a poor credit score. It enables you to apply for a loan easily, conveniently and in a fraction of time. Just submit all the required documents. Once your documents are verified, the money will be transferred into your account on the same day of approval.

To get the best personal loan Singapore, contact Golden Credit (S) Pte Ltd.

0 comments
Please to comment

sign in

Username
Password
Remember Me


New to IM faceplate? join free!

Lost Password? click here