I wrote this article for APSense and think it is excellent information for all of us working at making an income on the internet. I am a member of several lists, safe-lists for advertising. Recently one of them gave us information regarding several programs they will no longer accept advertising for. They said they are Ponzi schemes. I am passing on the information to help all of us. I have copied and pasted the article. Now, the Ponzi Warning. "There are some "new" programs that have been launched in the last few weeks or so that are very dangerous to your financial well being if you participate and are certainly BANNED from being advertised in our community, including ListQUIK." I have listed some of these programs below for your reference. "What makes it worse is that a few "Well Known" but not necessarily respected big list owners are touting these programs as a way to easy, passive income. This is dangerous at best and flat out immoral at worse." "What's sad, is that these programs are not new in their concept, nor innovative in their approach. I have seen these exact same models 3-4 years ago and they ALL failed, earning income only for those in early with big lists." "It's just another way to suck money out of your pocket while promising impossible returns for doing nothing." "IMPORTANT: The math just does NOT make any sense for any participant except for those who are part of the very first to join and those who have big lists (of Suckers?)" "Anyway, the point being, please make sure that you carefully review our banned programs list prior to placing our ads in our community, especially ListQUIK since those ads go out without management approval. (Note: Persistent Violators of our banned programs policy will be deleted without refund and banned from our community)." Here is a link to the blog that maintains the list: http://blogquik.com/banned-programs So, please be very careful joining or promoting these programs. You can NOT advertise them in the Quik Family Community of Programs, of course. Remember, we are here to help you earn money AND to avoid losing money online.