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What to Do After an Accident
An auto accident is one of those unpleasant things in life that nobody wants to think about, but it's also one that is practically inevitable. Even if you are fortunate enough never to experience a serious accident, you are likely to have a fender bender at some point in time. To ensure the situation is handled as smoothly as possible, it's important to know which steps to take.
If you've been in an accident, the first thing you should do is try to stay calm and check for injuries. If someone is injured, call for an ambulance. If the accident is minor and the cars can be moved, pull over to the side of the road to avoid further damage. You should have warning triangles or flares in your car at all times. Surround the scene with them to make the area as safe as possible for everyone involved.
Even if the accident is minor, you will want a police report in case your insurance company asks for it, or in case the driver of the other vehicle has a different idea of what happened. While you're waiting on the police, exchange information with the other driver. This includes names, addresses and phone numbers, plus license plate numbers, drivers' license information and insurance information. Consider your words carefully. You shouldn't be rude, but you shouldn't make apologies either, as that could be admitting you are legally liable.
Next, talk to your insurance company. Always be truthful when explaining the situation. If you lie to your insurance company, they could decide not to cover the accident, and may even drop your policy. They will probably also want you to take pictures. Consider keeping a cheap digital or disposable camera in your car as a backup in case your phone is damaged or the battery is dead.
Finally, contact your auto body repair shop. If you don't already have one, it's a good idea to begin the search now, as trying to find one during a high-stress situation might result in choosing a less-than-professional shop. Look for certified shops with good online reviews and a professional and courteous staff. Your chosen auto repair shop will be able to assess the damage and provide an estimate and timeframe for repair.
Any type of accident is stressful, but keeping the number of a professional auto repair shop in your phone can ease some of the tension. To find out more about auto accident repair in Clayton, visit this website.
Justin is a certified car nut and writes about all car topics. He has a special interest in performance parts, wheels and rims. Share his enthusiasm at cargo care idea blog.
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