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The truth about getting dog insurance

Dec 16th 2015 at 1:48 AM

If you have a fabulous wonderful dog who’s a member of the family and a great friend and, well, everything a great dog can be, you need to think a lot about dog insurance. The fantastic furry friend you know and love needs protection.

A big, active dog, particularly a younger dog, will have adventures. Some of these adventures will be a lot of fun, that some of them can be very expensive. That’s not good for you, and certainly not good for the dog, or if there are injuries or other problems that need to be paid for.

Dog insurance used to be an unusual, almost “luxury” for pet owners. Now, it’s an essential requirement. Medical costs alone are a pretty good reason for taking out pet insurance. Civil legal liabilities, however are a different league of liability, and they can be lethally expensive in the most literal sense of the word.

Dog insurance liability, as a matter of fact, is far from simple. The sizes of payouts for dog incidents have increased dramatically over time, particularly for dangerous breeds and injury-related cases. The mainstream industry isn’t really geared to deal with this type of insurance.

The solution, interestingly, is actually outside the mainstream market. It’s a type of insurance called “specialist liability insurance”, which is a much more advanced, tailored type of insurance. The good news for pet owners is that this type of insurance is also a lot more flexible, and doesn’t come with the usual restrictions and limitations of things like home insurance.

A good example of a specialist liability insurer is a company called Xinsurance.com. This company as part of Evolution Insurance Brokers, one of America’s leading specialist insurers. If you check out their website here at http://www.xinsurance.com, you’ll see a range of specialist liability insurance options, including dog insurance.

Read their information, and then speak directly to one of their experts. Discuss your needs, and they’ll help you find solutions for ensuring your fabulous furry friend. You’ll feel a lot better when you know that you’ve got this problem solved.

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