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1 month ago

The Most Awesome Feature of The CashBean App

Mar 18th 2020 at 6:18 AM

If you go to the google play store, you can find, there are plenty of personal loan apps. But it is also true that despite having so many instant personal loan apps, only a few apps are download worthy. So here in this blog we are going to discuss CashBean personal loan app which gives instant loan and what are some of the awesome features that you can look for before you download the app.

But before we talk about the benefits of the CashBean app, let’s understand more about the cashean app.

What Is a Cashbean App?

CashBean is an instant personal loan app, which provides personal loans to the salaried and self-employed individuals between Rs 10000 to Rs 60000. The processing is really simple, and applicants can apply for a personal loan using the smartphone. Once the applicants get approved, the loan amount gets disbursed into the account quickly. But these are not the features of it, to know more about some of its incredible features, keep reading this post.

Features and Benefits of Cashbean App

Loan Without Credit History

If you have previously not taken any personal loan, then it will be very difficult for you to get a personal loan from a traditional lender. Because when a lender receives your credit application, he pulls up your credit report, and see whether you have a stronger history or not. And in the case, if you haven't taken any loan, then there will be no credit history. In that case, the lender gets confused about whether to sanction you a loan or not. In such a kind of confusion, they choose a safe way to escape and reject your application. On the other hand, CashBean does not require any kind of credit history to process your loan. So, if you apply for a personal loan from CashBean, then you will not be rejected for your nil credit history.

Loan for Every One

Either you are working as a salaried or self-employed, you can apply for a CashBean personal loan. But you need to understand this, taking a personal loan is a good option for salaried-individual because it is the only way he can access credit except for credit cards. Suppose, sadly a self-employed individual gets rejected for a personal loan then he has the option to apply for a business loan or any other kind of loans like SME loan or MUDRA loan. But when it comes to, especially in the case of salaried-individual or people from government organizations they have a limited choice. CashBean app is good if you are a government employee. You can apply for a SBI personal loan for government employees using the CashBean app.

Good for Short Term

People sometimes don't want to indulge in long term loans.  That's why they don't borrow a huge loan amount or choose to repay it in a shorter tenure. In that case, the CashBean app solves the purpose and allows the borrower to opt for short-term finance. If you need this much money, you can easily borrow from the CashBean app. And, the best part is that without overburdening your monthly outgo, you can borrow and repay on time. Sometimes people borrow out of their capacity and default on the repayments. In this segment CashBean averts all that sort of chances and helps you to stay on track without defaulting on the loan.

Collateral Free Loan

Do you want to risk the valuable assets that you have built over a long period? Obviously not. Then why go for such a personal loan that requires collateral such as your car, gold and other accessories or some other valuable assets. It's sad, but this is the reality, some such lenders offer an instant loan but require collateral or security. Without pledging your valuables, they do not forward or entertain your personal loan application. Hence if you need a personal loan without risking your precious things, CashBean app is the best place for you. It does not require your asset to process your application. You just simply download the app, and process your application. While you get approved in a few minutes after uploading your KYC documents and photos. Once you get approved, you can get a quick disbursal in your bank account.


Since there are a lot of apps available today, just to offer you the instant personal loan you need to select the perfect app for you which offers stability and flexibility in terms of fund usage. Eligibility criteria are the most important thing, the availability of the loan within your time frame can make a huge difference. The CashBean app offers this to the borrowers. So instead of trying too many apps, you can just download the CashBean app and make your wish come true.

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