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Looking for the best insurance at the best prices? It’s easier than you might think

May 20th 2015 at 6:40 AM

Insurance is a basic requirement for modern businesses. Finding the right insurance package can be a daunting task. Basic coverage isn’t usually enough for modern businesses. Personal liability, for example, is now a common feature of claims against businesses. Unexpected liabilities are another issue. In many cases, businesses simply aren’t covered for specific situations.

That’s not an insurance “trick”, by the way. Standard off-the-shelf policies usually provide only basic coverage, and aren’t designed to deal with possibly complex liability claims. Basic business insurance is just that – basic. It’s usually a One-Size-Fits-All package, only covering basic insurance needs, and nothing else. Unless the insured party actually mentions that they want personal liability coverage, the chances are good that they won’t have that coverage. Even highly experienced businesspeople often get caught out, with no coverage when they need it.

There’s a better way of getting the coverage you need. A company called Xinsurance in Fairfax Virginia is a good example of the new face of business insurance. This is called “custom” insurance, and it’s a package of coverage designed to meet the real risks of specific individuals and businesses. They have a very different approach. If you want business cover and Individual Liability Insurance, they’ll create a do-everything package for you.

If you want a broad spectrum range of coverage for business purposes like rental equipment insurance, they include that in your coverage. It’s a very straightforward way of making sure that the coverage matches the needs of the insured party, and it works.

This is expert standard risk management, and there’s a big difference between their methods and mainstream insurers. They provide client advisory services, discuss needs, and evaluate their clients’ risk exposure based on the latest liability information.

For more information, and to get a good look at the new way of getting business cover, check out their website here at If you’d like more information, have questions, or would like to discuss your coverage needs, you can contact them directly online or by phone.

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