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Tim Southie | qccadjusters

Insurance Claims Miami-Getting you what is rightfully yours

Mar 23rd 2015 at 12:02 AM

If rain penetrates your roof and damages the interior of your home, the insurance company might seek to deny your claim, alleging that the roof is not covered by the insurance policy. An experienced insurance claims attorney can often build an argument that the policy covers the damaged interior even if it excludes the roof.

One of the most common types of property damage in South Florida is water damage. Water damage in Miami can occur in both residential and commercial real estate. There are various types of water damage and each kind of damage has specific water mitigation methods. Depending upon the cause of the water damage and area of the property that absorbs the damage will determine the severity. It’s essential that when dealing with water damage that the problem be addressed as quickly, because water damage can cause tangential issues like mold and corrosion.

Insurance claims Miami, based on water damage such as pipe bursts or rain damage can be complex. The cause and extent of water damage may be very clear to you, but you may find that your insurance company denies your insurance claim or offers a lower amount in settlement of your claim. If rain penetrates your roof and damages the interior of your home, the insurance company might seek to deny your claim, alleging that the roof is not covered by the insurance policy. An experienced insurance claims attorney, experienced in handling Commercial Property Damage Claims in Miami can often build an argument that the policy covers the damaged interior even if it excludes the roof.

If you discover a long-term leak like the ones behind cabinets or bathroom fixtures, that has damaged walls or floors or caused mold, the insurance company might deny your claim because the leak was pre-existing or because you failed to file your claim in a timely manner. An insurance claims lawyer can craft a case on your behalf that you could not have known of the damage and require the insurance company to pay.

The professional law firm that practice focusing on bad faith insurance claims, including those relating to water damage claims in residential or business properties can handle insurance claim cases .

If you disagree with your insurance company about the amount offered in settlement of your water damage claim, you have the legal right to get an appraisal of the damage. You should seek legal advice about your claim before choosing an appraisal, however.

If you choose appraisal, you lose your right to a jury trial in a lawsuit against your insurance company for breach of contract. In some cases, an appraisal may be the best option, but talk to an experienced lawyer before making the decision.

Author Bio:

The author is an experienced writer who has worked in close connection with some of the best insurance law firms.If you want to know more about insurance claims Miami or even about companies that deal with commercial property damage claims in Miami, read articles written by him, for more information visit http://qccadjusters.com

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