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How to Get the Best Boat Insurance in Mexico to Protect Your Valuable Asset

May 27th 2015 at 11:16 PM

If you’re a boat owner, you may well already know the story about finding boat insurance a bit too well. It’s a question of getting good, do-everything coverage at the right price for the right amounts. That can be very much an acquired taste, and very time consuming. In Mexico, if you’re an expat American, dealing with insurers can be a bit of an issue, too. Even if you speak excellent Spanish, it’s a matter of talking business that works the way you want it to work.

Boat insurance, on either side of the country, involves a range of cover requirements, obviously including accidents, theft, natural events, and damage. Whether you’re sailing in the Gulf or the Pacific, best practice for consumers is good general cover, and/or any required business or personal liability cover you may consider necessary.

(A note at this point – Overall, personal liability and business cover are good options for boat owners, particularly in busy ports. Mexico, like the US, can be a place for intensive litigation in some circumstances, so this added dimension to basic cover is a good general precaution.)

Now the good news – There’s a company called West Coast Mexico Insurance Services which specializes in offering insurance for expat Americans in Mexico. They operate both sides of the border, and they have a very handy business model for people doing business in Mexico. They’re a general insurer as well, and if you’re looking for boat insurance in Mexico, you can package it with their Mexican condo insurance, business insurance, and other cover you may want.

They work to a US standard of governance, which is a useful benchmark for expats, who may or may not be aware of the Mexican laws and rules regarding insurance. As a basic rule of thumb, their insurance is very much in the US mode, easy to understand and explore when you want good cover.

For more information about their products and services, please see their website here at: If you have questions or need to discuss specific requirements, you can contact them directly in the US or Mexico by phone or online.

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