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How much you need to know about pet insurance? A lot, and here’s why

Sep 10th 2015 at 4:15 AM

If you’re a pet owner, naturally you want really good coverage for your furry, feathered, or other type of friend. There are many irritatingly good reasons why a pet owner should have liability insurance. The current culture of “sue first, be reasonable later” doesn’t do a lot for the peace of mind of pet owners. This type of insurance covers the expenses associated with a vast range of possible incidents.

This is a list of core needs for insurance coverage for pets:

  • Health insurance – Veterinary treatment can be quite expensive.
  • Accident insurance – Almost a no-brainer, but you do need to consider the possibilities.
  • Personal liability cover – If Fido or Rover takes a bite out of somebody, however much they may deserve it, you can be held liable.
  • Property damage – A bit of innocent fun can lead to a pretty hefty damages bill.

When you get a pet insurance policy, these are the things you really do need to have locked in. This core coverage is effectively an all-purpose insurance policy.

There’s a type of insurance called “custom liability insurance”, which is tailor-made form of insurance policy made for specific liability needs. There’s even a type of special custom insurance for exotic pets.

Custom pet insurance is a very good idea, because it provides a sort of needs-based flexibility and up to date cover you need. We found a company called Xinsurance which specializes in custom insurance for pets. They’ve been in business for 30 years, and they specialize in all types of liability insurance.

That broad range of expertise is a very good recommendation, because it also means that they know how to provide cover for a very wide range of different kinds of liability. They also offer cover nationwide, so if you need pet insurance in Washington state, exotic pet liability cover in Missouri or just basic pet liability insurance you can talk to them any time about your needs.

For more information, see their website here at Check out what they have to offer, and talk to them directly about what you want. You’ll be pleasantly surprised.

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