Eliminate Your Paper Clutter
Living in a cluttered area is not a fun experience. Even organized people may find that they have a hard time conquering the piles of papers that seem to pop up throughout the house. Between the bank statements, bills, and receipts, the amount of paper people encounter every day seems endless, and even overwhelming. If this is happening to you, then you might want to consider putting your important documents into storage. There are many secure storage places that will keep your documents safe while keeping your home clutter free. It is also helpful to have all of your important documents in one place so that you don’t have to search for them when you truly need them. Another way to eliminate paper piles is by only keeping documents for as long as necessary. Here are some timelines on how long you should keep some of your important documents.
There are some documents that aren’t necessary to store long term. For example, you don’t necessarily need to keep your monthly utility bill. Consider shredding it as soon as it has been paid. Another thing that you may be holding to unnecessarily is receipts. Sure, it’s important to keep receipts for major purchases, and certainly keep them if you need them for tax purposes later. Other than that, it’s a good idea to toss your receipts for all minor purchases and items that you no longer own. It’s a good idea to keep your pay stubs so you can track your income, but there isn’t much reason to keep them once you have received your annual tax forms. Additionally, don’t forget to shred your insurance policies once a new one takes effect. This can prevent confusion later.
There are some things that you should keep a bit longer, anywhere from three to seven years. It is a good idea to keep a copy of your tax return that you have filed. You may need to refer to it later, and if you are audited by the government, you will certainly want to have these records on hand. After about seven years, it is no longer necessary for you to keep them; although you may want to if you wish to track your income.
Of course, there are documents that you should keep forever. These include things like social security cards, birth certificates, wedding certificates, and death certificates. In addition, keep copies of any life insurance policies, as well as anything relating to your retirement. When it comes to anything else, follow your gut and keep it if you feel it’s necessary. Visit this website to learn more about document storage in Salinas.
An expert at storage solutions, Sarah shares her knowledge on matters relating to this. You can find her thoughts at Tumblr blog.
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