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Private Seller VS. Car Dealer: Which is Better?

Jan 14th 2020 at 8:03 AM

So you have finally decided on buying your brand new car and you are now ready to get an FPG car insurance for your future ride? The question is, how are you going to secure your next vehicle? Choosing between a private seller and a car dealer depends on the situation you are in right now. Ultimately, it would all boil down to what is the most convenient option for you.

Fortunately, we are here to help you reach that decision. Check out this guide on how to know which is the better option between a private auto seller or a car dealer!

Ocular Inspection

When buying a car, you definitely should inspect it first before making a deal.  Having an inspection process is vital to your new venture as a new car owner. Make sure that the car not only looks great from the outside but it will also look great on the road as it runs smoothly. With this, car dealers are better equipped to help you be acquainted with the car because they will offer you a test drive and complete transparency on what you are interested in buying. Private sellers can overpromise in order to make a sale because they can up and leave once you drive their vehicle home.


Car dealerships can assure you that the cars are thoroughly inspected since they would most probably be selling brand new cars. But do give the benefit of the doubt to private sellers because there are some who practice integrity with their craft. Just always keep in mind that the cost of the vehicle does not equate to its performance in the long-run. Do make sure that the car will not give you headaches once you call it yours. This will incur additional costs that can may leave you broke.


No matter where you choose to buy your next car, you should make sure that a warranty for the car is in place. This will help you get the bang for your buck since you’ll know that the person you made a deal with can help cover you once damages strike. The quality of a car does not withstand a fair warranty. Always make sure that you would be taken care of when you run into an unfortunate accident or you just need a few minor fixes for your vehicle.

Price Negotiation and Practicality

You will have more luck in negotiating the price of a car with a private seller so if you are skirting around your budget, then you can definitely try your hand at dealing with them. As with car dealerships, there are packages to help you make a sound purchase but they can be too steep especially if you are tight on your budget. It would make sense to get a better-priced car, just ensure that it is of quality and sound performance.

Key Takeaway


When it comes to buying a car, it is entirely up to you to decide from which option you can get it. No matter where you buy your next car, just make sure to get an FPG car insurance so you can be secure in driving your vehicle. Make the most out of being a car owner and good luck!

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